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Be
discriminating when providing personal information such as a
Social Security number and account or credit card information
over the telephone, in person or on the Internet. Don't give out
this information unless you are sure with whom you are dealing.
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Protect your
Social Security number and the Social Security numbers of
your children and other family members by not carrying them in
your wallet.
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Report lost
or stolen checks, credit or debit cards immediately. Cumorah
Credit Union will block payment on the check numbers or account
numbers involved.
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Store
cancelled checks, new checks and account statements in a
safe place.
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Notify
Cumorah Credit Union of suspicious phone inquiries such as
those asking for account information to "verify a statement" or
"award a prize".
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Review your
credit report at least once a year. Make sure all
information is up-to-date and accurate.
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Memorize
your PIN or Smart Security Code and refrain from writing it
down.
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Tear up or
shred any pre-approved credit offers to which you do not
respond. Thieves can use these offers to assume your identity.
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Keep mail
secure. Don't mail bills or sensitive information from your
home or and unsecured mailbox. Retrieve and review your mail
promptly. Thieves may use the personal information contained in
your mail to steal your identity.
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If you do
not receive your regular bills when expected, call the
company to find out why.
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Review your
monthly account statements thoroughly. Investigate
suspicious items immediately to head off any possible fraud
before it occurs.
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Do not carry
your Social Security card, passport, or birth certificate unless
needed that day.
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