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visa products

For added convenience and buying power, Cumorah offers the following VISA products:

VISA Classic Card
VISA Gold Card
VISA Platinum Card
VISA Debit Card
Verified by VISA

For more information about a particular VISA product click the links above. Visit any of our branch locations and open your VISA Credit or Debit Card today!

Important Change in Processing VISA International Transactions

The following is an important change to the way the exchange rate of foreign transactions is calculated when using your VISA credit or debit card internationally:

Effective April 2, 2005, the exchange rate between the transaction currency and the billing currency used for processing international transactions will be:

· A rate selected by VISA from the range of rates available in wholesale currency markets for the applicable central processing date, which may vary from the rate VISA itself receives, or

· The government-mandated rate in effect for the applicable central process date

In each of the above instances, an additional ISA (International Service Assessment) fee of 1% of the transaction will be assessed.

Currently the ISA fee is included in your transaction total. After April 1, 2005 the ISA will appear as a separate line item on your statement. No additional fees have been assessed.